Budgeting lies at the foundation of every financial plan. Whether you are living paycheck-to-paycheck or making six figures, it is important to know where your money is going in order to maximize your financial success.  Sticking to a well created budget can help you improve control over household expenses or assist you in meeting savings goals such as education funding, retirement funding, debt reduction, vacation planning, or buying a new car.  If you would like to become aware of wasteful or inefficient spending patterns that might keep you from fully reaching your financial goals, a budget is a great place to start.