Keys To Our Success:

• The firm only invests in high-quality mutual funds. Its investment philosopy is to diversify asset classes by utilizing portfolios of no-load mutual funds which reflect the client's risk tolerance, season of life, tax position and financial circumstances.



• The firm's approach to investing is "time in the market" rather than timing the market. All research shows that the people who do the best are the ones who buy and hold investments. BCS Financial follows that philosophy and since the firm is a "fee-only" money manager, it gets paid the same whether the client has one trade or 100.



• The firm practices timely and continual contact with the client. Through its analysis and quarterly reports, BCS Financial will periodically balance the client's account between equity and fixed income investments in relation to the client's goals and objectives.



• The firm uses a team approach by incorporating its talents with Blackburn, Childers & Steagall and by selecting Charles Schwab & Co., Inc. as the primary custodian for managed assets. Clients can experience "One-Stop Financial Shopping" at BCS Financial and Blackburn, Childers & Steagall. With these two firms, one can find tax planning and preparation, money management, and financial planning under one roof.
  
  
• The firm incorporates the client's estate planning it is recommendations. BCS Financial will construct a portfolio looking at current and future generations. The estate plan must be considered in the construction of a portfolio.



• BCS Financial attends to the client's tax bracket. Tax brackets can adversely impact total return. The firm takes that into consideration and uses tax-managed portfolios whenever possible to maximize the client's total return.



• BCS Financial considers the client's financial planning needs. The expertise offered by the firm's financial planners is outstanding. These individuals developed PFP Notebook, financial planning software endorsed and marketed nationally by the AICPA. The firm's experience is unparalleled in the Northeast Tennessee area.